رأيك يهمنا.. كيف تقيم الواجهه الجديدة لموقع بنك البلاد
رأيك يهمنا.. كيف تقيم الواجهه الجديدة لموقع بنك البلاد
رأيك يهمنا.. كيف تقيم الواجهه الجديدة لموقع بنك البلاد
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Albilad Phone 920001002 عربي Careers

Shares Financing

Shares Financing Buy your local JSC shares by monthly installments Cash money is not anymore a barrier against entering the Saudi JSC shares market. Now you can buy and trade local shares in one of the fastest growth and progress markets in the world. 

Bank Albilad has devised financing solutions that would allow you to buy and acquire shares of Saudi JSC companies and pay the price at right-at-hand, Sharia-compliant monthly installments, which are controlled by the Bank's Sharia Board for accurate application.

Easy-to-follow steps 
  • A visit to a ِAlbilad branch and completion of the "Local Shares Installment Purchase Order" Form along with the required documents. 
  • The Bank performs a prompt study of the Order and approves it, if all requirements are fulfilled. 
  • The Bank buys and acquires the shares selected by the customer and places them in a bank-owned investment portfolio. Then, the Bank sells such shares to the customer at the acquisition price plus a profit margin and transfers ownership of such shares to a customer-owned investment portfolio.
  • The customer repays the price by monthly installments in accordance with the provisions of the contract signed by and between the two parties.


Financing features
  • This is a Sharia-compliant financing service sanctioned by the Bank's Sharia Board. The Bank profit is determined in advance. It does not include any increases not agreed upon in case of delay in payment. Shares are bought only after they have been endorsed by the Bank's Sharia Board. 
  • The customer can pay the price by monthly convenient payments commensurate with his monthly salary and for a period of up to 60 months. 
  • The customer can buy any shares as he desires within the credit limit made available to him by the Bank. 
  • The customer is required to open a current account with BAB and enjoy all advantages of such account. 
  • Financing procedures are completed promptly. 


Convenient conditions 
  • The customer must not be less than 18 years old.  
  • The customer, or guarantor if applicable, must be an employee of a public or private sector approved by Bank Albilad.
  • The customer's net income should not be below  3,000 SAR per month for Saudis and 3,500 SAR for non-Saudi residents in public sectors or depending on the employers’ classification.
  • The customer, or guarantor if applicable, must transfer their salaries to their current accounts with Bank Albilad using the SWIFT deposit system. * Service duration may vary from an area to another. 

Required documents 
  • Valid ID (civil ID card or Family Book for Saudis), 
  • ID copy for military employees.
  • Completing and signing a "Local Shares Installment Purchase Order" Form. 
  • A letter from the customer's employer indicating: monthly salary (base and allowances), job description, date of employment and the date of contract completion. 
  • A statement of salary transfer. 

* Management fees is 1% of the Financing Amount with Cap SAR 5,000


You can begin your application through our website.  Apply Now 
We will gladly assist you through Albilad contact center at 920001002