Bank Albilad - Annual report

Business Model Business Model Business Model

Bank Approach

Diligent and Risk-based Decision Making

Customer Centricity

Innovative products and services tailored to meet customer needs

Focus on quality and efficiency

Adopt a long-term view that generates returns that are sustainable over a longer period

Interest in working in a socially and environmentally sustainable manner

We use our expertise and judgement to make individual decisions that balance risk and return with customer needs

Professional Shared Services

Business Process Outsourcing

Process Automation Technologies

Bundled
Solutions

Bank Differentiators

Strong foothold in the KSA Islamic banking segment

With a strong proposition around customized leadingedge digital solutions we have solidified our position as a key institution providing innovative Islamic banking solutions.

Diversification across business verticals, products and services

Our continual efforts to stimulate growth and innovate has been a cornerstone of our success

Exceptional Customer Service

Customer centricity is in our DNA. Our continuous investment in enhancing customer experience keeps.

Our people

Our most important asset are the people who make our growth path possible. Our training and development enable career progression and operational efficiency.

Operational Efficiency

Our strategy is weaved around optimum efficiency across the business and decisions.

Leveraged across our
business verticals:

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Retail Banking

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Corporate Banking

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Treasury

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To facilitate products and services such as:

Cards
E-services
Bank Current Accounts
Corporate Account Services
Bank Saving Accounts
Financing Solutions
Foreign Exchange
Auto
Financing
Cash Management
Real estate Financing
Trade
Finance
Treasury
Services
Other Treasury
Services
Direct
Investment
Debt
Settlement
Banking
Agent

For our customers:

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SMEs

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Corporate

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Retail

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Financial Institutions

Through direct and indirect channels:

Stretegic Partnerships
Intermediators
Business partners

To create value:

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Shareholder Value

We continue to deliver returns to shareholders and long-term value for investors.

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With Stakeholders

Our ongoing commitment to customers has made us a part of their personal and professional journey.

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Employee Engagement

We have been able to engage with employees and create a highly motivated and capable workforce.