The annual financial results of Bank Albilad,

This significant growth primarily resulted from a 7% increase in total operating income, driven by a surge in the net income from investment and financing assets, which escalated to 4,434 million. Concurrently, total operating expenses diminished by 4%, totaling 2,543 million, due to reductions in impairment charges for expected credit losses, depreciation and amortization and other general and administrative expenses.