Sharia Division

Sharia Division at Bank Albilad

It is a technical and administrative body that supports the Sharia Committee in achieving its goals set out in its regulations, and contributes to achieving the Sharia’s strategy by supporting the plans and policies necessary to achieve the bank’s commitment to implement its transactions in accordance with the provisions of Islamic Sharia.

The Sharia Division is technically related to the Sharia Committee  and administratively is considered within the bank’s divisions. Sharia Division is sub-divided to the following: 

Studies and Research Department 

It works on preparing topics for the Sharia Committee and the Preparatory Committee. It prepares the necessary research and studies for the same, and communicates with the departments in relation to Sharia Judgment. It participate in developing Sharai-compliant products and services, and contribute to spreading awareness of Islamic banking.


  • Prepare subjects for presentation to the Sharia Committee 
  • Preparing research required by the Sharia Committee 

Sharia Audit Department 

It works on verifying the bank’s compliance with Sharia Committee decisions through the implementation of field control visits to periodically audit all the bank’s business to ensure that the bank adheres to the Sharia’s decisions and controls. 


  • Verify the bank’s commitment to the decisions of the Sharia Committee  through implementing field control visits. 

  • Collect and raise any observations on the activities of the bank and inform the concerned departments for feedback and corrective actions.

Sharia Support Unit 

It works on arranging and coordinating the meetings of the Sharia Committee . It also follows up and implements projects that contribute to spreading awareness of Islamic banking inside and outside the bank. 


  • Coordinate the meetings of Sharia committee and prepare everything that helps convening the meeting. 
  • Track and archive of what is issued in the meetings of Sharia Committee 
  • Supervising division projects related to spreading awareness and introducing Islamic banking. 

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