| Download | Decisions No
| Decisions
title
|
| Click here | - | Legality of
subscription in Bank Albilad |
| Click here | - | Bank's compliance
with the decisions of the Sharia Board |
| Click here | 6 | Banking
relationship opening agreement |
| Click here | 6A | Amendment to
banking relationship opening agreement |
| Click here | 6B | Additional
account opening form |
| Click here | 6C | Banking
relationship opening agreement in Arabic and English |
| Click here | 7 | Forms of customer
service center of Bank Albilad founders, Bank Albilad, and Enjaz |
| Click here | 8 | Forms of customer
service center of Bank Albilad founders, Bank Albilad, and Enjaz
|
| Click here | 9 | Forms of customer
service center of Bank Albilad founders, Bank Albilad, and Enjaz |
| Click here | 10 | Forms of customer
service center of Bank Albilad founders |
| Click here | 11 | Deferred sale in
base and precious metals |
| Click here | 12 | Deferred sale of
minerals to the Saudi Arabian Monetary Agency (SAMA) with authorizing it as a
third party in concluding the contract |
| Click here | 13 | Deferred sale
investment account |
| Click here | 13A | Deferred sale
investment account in English |
| Click here | 13B | Amendment to
forward sale investment agreement in English |
| Click here | 13C | Standard
agreement between Saudi banks to sell commodities to treasury customers |
| Click here | 14 | Deferred sale
financing in international commodities |
| Click here | 14A | Customer
signature on the payment schedule in the forward sale |
| Click here | 15 | Murabaha contract
standards |
| Click here | 15A | Legality of
purchasing a real estate by the Bank in which the customer owns a share in it |
| Click here | 15B | Clause of
contract termination of the contract under the expiration of term
option |
| Click here | 15C | Deceased debtor
exemption |
| Click here | 15D | The customer
affords the bank's loss arising out of breaking the promise in Murabaha |
| Click here | 16 | Credit Card
standards |
| Click here | 17 | Sharia standards
for current accounts |
| Click here | 17A | Fees of
low-balance current account |
| Click here | 17B | Deduction of
low-balance current accounts fees without notice |
| Click here | 18 | Sharia standards
for exchange |
| Click here | 19 | Sharia standards
for shares |
| Click here | 20 | Sharia standards
for ATM cards |
| Click here | 21 | Terms and
conditions of ATM card and its forms |
| Click here | 21A | Acknowledgment
form of receiving ATM card, and entering its password |
| Click here | 21B | Acknowledgment
form of receiving a card, and entering its password |
| Click here | 22 | Banking services
forms |
| Click here | 22A | Customer claim
form |
| Click here | 23 | Terms and
conditions of credit card and its forms |
| Click here | 23A | Terms and
conditions of platinum credit card and its forms |
| Click here | 23B | Issuing a credit
card in exchange against retaining an amount |
| Click here | 23C | Medad Prepaid
Cards |
| Click
here | 23H | Household Labor
Salary Card |
Click here
| 23I | Payroll Card |
| Click here | 23D | Visa Infinite
Credit Card |
| Click here | 23E | Visa Signature
Credit Card |
| Click here | 23J | Corporate Credit
Card |
| Click here | 23F | Tamkeen Credit
Card |
| Click here | 23G | Medad Digital
Card |
| Click
here | 23N | Mada Digital Card |
Click here
| 23P | Tamkeen Plus Card (Covered by Murabaha transaction)
|
| Click here | 23R | Enjaz Digital
Card |
| Click here | 24 | Safety deposit
box rental contract and its forms |
| Click here | 25 | Standing orders
and its forms |
| Click here | 26 | Shares financing
in installments |
Click here
| 26A | Product of shares
financing in installments outside the official working hours |
| Click here | 27 | Deferred sale
investment account agreement and its forms |
| Click here | 27A | Early payment in
deferred sale investment at the customer request (creditor) |
| Click here | 29 | Sharia standards
for checks |
| Click here | 29A | Ruling on taking
fees for issuing a replacement check |
| Click here | 30 | Albilad Tadawul
Agreement for online local brokerage, and trading models |
| Click here | 30A | Forms of trading
availability for non-Saudis |
| Click here | 30B | Phone trading
Securities Exchange |
| Click here | 32 | Banking
facilities agreement |
| Click here | 32A | Terms and
conditions of banking facilities agreement |
| Click here | 33 | Musharkah letter
of credits and its forms |
| Click here | 33A | Advance payment
in Musharkah letter of credits |
| Click here | 33B | Partner’s
commitment and risks of modifying the bank’s requirements in Musharkah letter
of credits |
| Click here | 34 | Murabahaa letter
of credits and its forms |
| Click here | 35 | Letter of
credits and its forms |
| Click here | 35A | Fees refunded
from the correspondent bank as an incentive in letters of credits |
| Click here | 36 | Letter of
guarantee and its forms |
| Click here | 36B | Refund fees of
executed letters of guarantee (Liquidation / Confiscation) |
| Click here | 37 | Corporate banking
group general forms |
| Click here | 38 | Contractors
financing in exchange for assigning progress billing and its forms |
| Click here | 38A | Amendments to the
contractor financing agreement in exchange for assignment of progress billing |
| Click here | 39 | Istisnaa contract
and its form |
| Click here | 40 | Auto sale in
installments and its forms |
| Click here | 40A | Forms related to
auto sale in installments |
| Click here | 40B | Assignment
acknowledgment form from the buyer to a third party |
| Click here | 40C | constructive
possession in financing used cars |
| Click here | 40D | constructive
possession in purchasing new cars |
| Click here | 44 | Stocks investment
funds agreement |
| Click here | 45 | Minerals
Investment Funds Agreement |
| Click here | 47 | Product of
participation in the risk of confirming letter of credits |
| Click here | 48 | Standards of
letter of credits and documentary collections |
| Click here | 49 | Advertising
controls |
| Click here | 51 | pledge
acknowledgment form |
| Click here | 51A | Investment funds
units pledge acknowledgment |
| Click here | 51B | Bank account
pledge while allowing the customer to withdraw and deposit |
| Click here | 52 | Funds asset
custodial service |
| Click here | 53 | A partner
authorization form to obtain banking facilities |
| Click here | 56 | Current account
incentive program |
| Click here | 56A | Motivating staff
to market some of Bank Albilad's products |
| Click here | 56B | Staff incentives
to market 'Bank Albilad account' |
| Click here | 57 | Shares investment
financing |
| Click here | 58 | Investment Agency
product by interbanks |
| Click here | 60 | Saudi Shares
Investment Fund |
| Click here | 60A | Saudi Equity Fund
(Asayel) |
| Click here | 60B | Ithmaar Saudi
Corporate Equity Fund |
| Click here | 60C | Ithmaar Gulf Fund |
| Click here | 61 | Murabaha
Investment Fund |
| Click here | 61A | A transaction
agreement between the investment fund management and the treasury |
| Click here | 61B | Murabih Fund in
Saudi Riyals (Murabaha) |
| Click here | 61C | Murabih Fund
obtained liquidity from the Bank through Tawarruq with the treasury |
| Click here | 61D | Investing the
funds of Murabih Fund and private portfolios by direct investment with the
treasury |
| Click here | 61E | Investing the
funds of Aqaar and Amwal funds in Murabih Fund |
| Click here | 61G | Sharia Standards
for Murabaha fund activity |
| Click here | 62 | Kuwaiti Shares
Investment Fund |
| Click here | 62A | Kuwaiti Shares
Fund (Al-Saif) |
| Click here | 63 | The Bank
purchases minerals on credit and sells them for a current or deferred price |
| Click here | 65 | The Bank
purchases minerals from a seller, with a guarantee of purchasing |
| Click here | 66 | A real estate
sale contract in installments and its forms |
| Click here | 66A | Agreement of
providing real estate sale services in installments. |
| Click here | 66B | Agreement of
providing real estate sale services in installments. |
| Click here | 66C | Real estate sale
contract (executed by Al-Bilad Real Estate Company) |
| Click here | 66D | Real Estate
Valuation Fees |
| Click here | 66E | Advance payments
Standardsin real estate Murabaha |
| Click here | 66F | Purchasing leased
real estate and selling them to customers |
| Click here | 67 | Providing offers
and discounts for customers current account |
| Click here | 68 | Staff medical
care program management contract |
| Click here | 69 | Approach of the
Sharia Board in reading the financial statements and classifying the shares
of joint stock companies |
| Click here | 69A | Ruling on bank
mediation in subscription and trading in the shares of companies in violation
of Resolution (69) |
| Click here | 69C | Methodology for
clearing Trading Equity Funds |
| Click here | 69D | Trading in shares
of companies whose Shari'a classification has been changed |
| Click here | 70 | Private
investment portfolios in local stocks management agreement |
| Click here | 70A | Updated agreement
for the management of private investment portfolios in local stocks |
| Click here | 71 | Auto lease
product with a promise of ownership |
| Click here | 72 | Product of
purchasing lease-to-own leased auto portfolio |
| Click here | 74 | Product of
protection from exchange rate fluctuations "Security" |
| Click here | 74A | Product of
protection from exchange rate fluctuations (2) |
| Click here | 75 | International
Stock Trading Agreement |
| Click here | 76 | Appendix of
Global Shares Trading Brokers Agreements |
| Click here | 77 | Real estate lease
financing product |
| Click here | 78 | Escrow Account
agreement |
| Click here | 79 | Corporate staff
payroll transfer agreement |
| Click here | 79A | Government bodies
staff payroll transfer agreement |
| Click here | 80 | POS retailer
agreement |
| Click here | 81 | GCC Real Estate
Equity Fund (Aqaar) |
| Click here | 83 | Bank’s
contribution to the establishment of joint stock companies |
| Click here | 84 | Ruling on
carrying out bank transfers for prohibited activities |
| Click here | 84A | SADAD payment
system agreement |
| Click here | 85 | Undertaking to
cover the publicly traded share (underwriting) |
| Click here | 86 | Ruling on
financing a commercial insurance company |
| Click here | 87 | Ruling on
financing a media company |
| Click here | 87A | Financing a
company whose part of its activity is selling musical instruments |
| Click here | 88 | Terms and
conditions Albilad Account Opening Agreement |
| Click here | 88A | Sharia Standards
for Mudaraba accounts |
| Click here | 88B | Albilad Ithmaar
Account and its forms |
| Click here | 88C | Amendments
to terms and conditions of the Albilad account |
| Click here | 89 | Bank act as an
intermediary in underwriting in insurance companies |
| Click here | 90 | Islamic Banks and
Financial Institutions Shares Fund (Amwal) |
| Click here | 91 | Statement of the
Sharia Board in the 1st general assembly of the bank for the year 2006G |
| Click here | 91A | Statement of the
Sharia Board in the 2nd general assembly of the bank for the year 2007G |
| Click here | 91B | Statement of the
Sharia Board in the 3rd general assembly of the bank for the year 2008G |
| Click here | 91C | Statement of the
Sharia Board in the 4th general assembly of the bank for the year 2009G |
| Click here | 91D | Statement of the
Sharia Board in the 5th general assembly of the bank for the year 2010G |
| Click here | 91E | Statement of the
Sharia Board in the 6th general assembly of the bank for the year 2011G |
| Click here | 91F | Statement of the
Sharia Board in the 5th Extraordinary General Assembly of the Bank in 2012 |
| Click here | 91G | Statement of the
Sharia Board of the 8th Ordinary General Assembly of Banks in 2013G |
| Click
here | 91H | Statement of the
Sharia Board of the 4th General Assembly of the Bank for the year 2014G |
| Click
here | 91I | Statement of the
Sharia Board of the 7th extraordinary general assembly of the Bank in 2015G |
| Click
here | 91K | Statement of the
Sharia Board of the General Assembly of the Bank in 2017G |
| Click here | 91J | Statement of the
Sharia Board of the General Assembly of the Bank in 2016G |
| Click
here | 91L | Statement of the
Sharia Board of the General Assembly of the Bank in 2018G |
| Click
here | 91M | Statement of the
Sharia Board of the General Assembly of the Bank in 2019G |
| Click
here | 91N | Statement of the
Sharia Committee of the General Assembly of the Bank in 2020G |
Click here
| 91O
| Statement of the Sharia Committee of the General Assembly of the Bank in 2021G
|
| Click here | 92 | Agreement of
saving shareholders funds in Amana account |
| Click here | 93 | Real estate sale
product in the forms of murabahah and musharakah and its forms |
| Click here | 94 | Direct Murabaha
and Musharakah product |
| Click here | 95 | Murabaha with a
letter of guarantee issued by a guarantor bank and its forms |
| Click here | 97 | Slight accounting
differences in paying utility bills |
| Click here | 97A | Accounting
differences in financial clearings |
| Click here | 98 | Correspondent
banking agreements Standards |
| Click here | 98A | Standard
agreement for correspondent banks in remittances |
| Click here | 98B | Usurious interest
arising from exposure of bank accounts for correspondents |
| Click here | 99 | Standards of
Subscription Management Agreements and receiving banks |
| Click here | 101 | Ruling on the
creditor’s commitment to the debt deduction and defining its mechanism in the
contract |
| Click here | 102 | Charging a
non-refundable administration fee on financing for individuals |
| Click here | 103 | Profite Rate Swap
product |
| Click here | 104 | Dahia Investment
Fund |
| Click here | 105 | Overdraft
facility product "Interest-free loan" |
| Click here | 106 | Market Price of
Salam on the Date of Delivery |
| Click here | 107 | Mudaraba
overdraft product for companies |
| Click here | 108 | Refinance of
mortgaged debts |
| Click here | 109 | Auto agencies and
showrooms agreement |
| Click here | 110 | Marketing for
international funds approved by Sharia bodies |
| Click here | 111 | Financing by
customers for their debt payments with other banks |
| Click here | 111A | Debt
payment product |
| Click here | 112 | Bank disposal of
forbidden funds |
| Click here | 114 | Customer lending
product in exchange for payroll transfer |
| Click here | 115 | Providing cash
and in-kind gifts by the bank to market products |
| Click here | 116 | Compensation paid
by the Bank to the customer for operations that were not invested by mistake |
| Click here | 117 | Deffered Mudaraba
Account Product |
| Click
here | 118 | self construction
financing product |
| Click here | 119 | Off Plan
financing product |
| Click here | 120 | Standards of
administrative and technical contracts and agreements |
| Click here | 121 | Down payment
support program |
| Click here | 122 | Bank financing
for one of its subsidiaries |
| Click here | 124 | Refinancing
product |
| Click
here | 124A | Top-Up financing
product |
| Click here | 125 | Finance against
mortgage product |
| Click here | 126 | Capital
protection product |
| Click here | 127 | Malaysian Palm
Oil Exchange - Bursa Suq Al-Sila’ |
| Click here | 128 | Al Hilal Sukuk
"Satorp" |
| Click here | 128A | Sadara Sukuk |
| Click here | 129 | Treasury customer
agrement |
| Click here | 131 | Additional
financing product with the Real Estate Development Fund |
| Click here | 132 | Guarantor product
with the Real Estate Development Fund |
| Click here | 133 | Subsidized home
financing product |
| Click here | 134 | Moyassar home
financing product |
| Click here | 135 | Standards
Abstracted From Resolutions of Shari'a Board of Bank Albilad |
| Click here | 136 | Transferring
portfolios that comprise prohibited shares and taking a commission on selling
them |
| Click here | 137 | Shari'a Guide For
Real Estate Finance |
| Click
here | 139 | Product of
hedging against currency fluctuation by promise |
| Click
here | 140 | Education
Financing Product |
| Click
here | 142 | Two-promise repo
structure |
| Click
here | 143 | Decreasing
flexible mortgage financing |
| Click
here | 144 | Off Plan
financing product by Istisnaa |
| Click
here | 148 | Investment
Wakalah product for individuals |
| Click
here | 149 | Saving account
product |
| Click
here | 150 | Agent banking
service decision
|
Click here
| 151 | Financing using commodities through Nafaes international
|
