Digital Personal Finance

Financing Murabaha Through Bank Albilad App

One click away from requesting personal financing at anytime and anywhere via Albilad App and without the need to visit the branch ,You can apply for all types of Murabaha Financing through Albilad App (Personal Finance - Top Up Finance - Refinancing)
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  • If you are a new customer of Bank Albilad and do not have an account, open your account and request your financing now online via Albilad app.

  • If you are an existing customer, login to Albilad application, then click on the shopping cart at the bottom of the application, choose Personal Financing and complete the steps...


Personal Finance Benefits


  • Fast finance applying process around the clock via Albilad App
  • Sharia compliant 
  • Financing period up to 60 months
  • Early settlement is available 
  • Finance amounts up to SAR 2,000,000
  • No salary transfer required for other banks employee
  • Finance for retired customers

Refinance Benefits


  • Fast finance applying process around the clock via Albilad App
  • Sharia compliant 
  • Financing period up to 60 months
  • Early settlement is available
  • Finance amounts up to SAR 2,000,000
  • Finance for retired customers

Top-Up Finance Benefits 


  • Fast finance applying process around the clock via Albilad App 
  • Sharia compliant 
  • Early settlement is available

How to apply for Digital Personal Finance Through Albilad App?


  • Login to Albilad App
  • Click on the shopping cart at the bottom of the page 
  • Choose Personal Financing 
  • Click on Finance type
  • Choose the mechanism for applying for the commodity
  • Fill in the required information then submit the request 


​Terms and conditions 


  • Salary Transferred to Bank Albilad
  • Age must be 18 or older
  • Customer must be employee in one of the approved employers at Bank Albilad
  • Monthly net income should not be below 
    • SAR3000 for Saudi 
    • SAR3500 for non-Saudi

 How the profit margin is calculated?


Here is an example of how the profit margin is calculated:

New Financing
Finance amountSAR 100,000  
Total profit marginSAR 7,750
APR3.5%
Management feesManagement fees is 1% of the Financing Amount with Cap. of SAR 5,000
Finance duration60 months
Total finance costSAR 107,750
Monthly installmentSAR 1,795.8
APR may differ depending on the amount, maturity period and credit scoring of the customer

For more information and to contact you, please click here

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