Digital Current Account Opening

Open your bank account online

Banking Made Easier - Open your current account online without visiting the branch

Experience convenience in banking by opening your current account online with Bank Albilad. With your online account, you can carry out the transactions without leaving the comfort of your home. 

For online bank account opening, you don’t need to provide us with any single document or signatures. We will send a debit card your way wherever you are, whenever you want.

All you need to do is fill this digital form for current account and Authenticate the account opening request through national single sign-on (IAM service).

What services can you avail when you open your account online?

You can now avail all of our services instantly. Here’s a look at the main services: 

  • Register for Albilad Net and Albilad App online.
  • Get your virtual mada card instantly and add it to Apple Pay and Mada Pay.
  • Request your printed debit Mada card and we will have it issued and sent your way wherever you are. 
  • Transfer internationally with Western Union online.
  • Transfer internationally with Enjaz online easily .
  • Make SADAD/MOI payments. 
  • Carry out SARIE transfers to local banks.
  • Open sub-accounts conveniently online in Saudi Riyal or in Foreign Currency.
  • Open Albilad account with monthly returns online.  
  • Withdraw and deposit cash through ATM.
  • Set security for your bank account.
  • Benefiting of Mukafaat Albilad loyalty Program to earn points and redeem them for exciting rewards!
  • In addition to a wide range of other banking services.

Terms & Conditions

  • To view account opening full terms & conditions click here .
  • Customer must be 15 to 65 years old.

Terms and conditions for minors digital account opening

  • The age of the minor client should be between 15-18 years 
  • Active ID - Iqama for the minor customer
  • A national address for the minor customer
  • Active ID- Iqama for the guardian of the minor customer
  • A national address for the guardian of the minor customer
  • Guardian consent by digitally authenticate the account of the minor customer via Absher

To view the FAQ for minors digital account opening Click here


How can I open my bank account online?

To open your bank account online, follow these simple steps: 
  • Click on the Open Your Account button 
  • Fill the digital form for current account
  • Authenticate the account opening request through:
    • The National Single Sign-on (IAM service)To be able to authenticate the request through IAM, you should be registered in Absher first.
    • Customers without an Absher Account can visit nearest ATM with fingerprint to authenticate and open the account:  To find the nearest fingerprint ATM follow this link, then select (ATM) from dropdown menu, and then (ATM with Fingerprint), and finally click (Nearest Place).
  • Your account will open immediately 

How can I request the printed Mada Card after I open my new account online?

  • Login  Albilad App or Albilad Net by using the username and password that you created previously during account opening. Then, fill in the OTP code sent to your registered mobile number.
  • Create New PIN for Mada virtual card and click on “Set Card PIN”.
  • Go to “My Cards” in main menu and choose “Mada Card”.
  • Click on the picture of Mada virtual card.
  • Click on “Request Physical mada Card”.
  • Click “Confirm”.
  • The card will be issued and delivered to you within 7 business days.

If I don't have an Absher account, How do I authenticate my current account opening using the fingerprint ATM?

  • Visit nearest Albilad ATM that support fingerprint.  To find the nearest fingerprint ATM follow this link
  • Click on E-Services on ATM screen
  • Click on Account Activation
  • Enter your ID
  • Enter the OTP code sent to your mobile phone
  • Select which hand you will use
  • Apply your fingerprint as instructed on the screen
  • Your account is now activated

How can I activate my Albilad net account?

To activate your Albilad net account follow these simple steps:
Once you successfully open your account, you will receive an SMS with a link to register in Albilad net. Click on the link or click here and follow these steps :
  • Click on Register for Albilad Net Tap
  • Fill in your ID number and mobile number
  • Next, fill in the OTP sent to your registered mobile number
  • Choose a username and password
  • Fill in the OTP sent to your registered mobile number
  • Your Albilad net account will open immediately

How long till i get my mada card?

 The issued card will be delivered to you within 5-7 business days.

Once I receive my mada debit card, how can I activate it?

Visit the nearest Bank Albilad ATM and activate your card. You can also activate your card via Albilad Net. Just follow these steps: 
  • Log in to Albilad Net and select Cards from the main menu. From there, click on Debit Card
  • Click on Activate Card and fill the required information 
  • Once done, click Proceed. Next, click on Confirm
  • Enter the OTP in its field. You would have received this on your registered mobile number via SMS
  • Once activated, you’ll receive a confirmation message 

What are the services that I cannot avail by opening my account online?

The following services can be only availed by visiting the branch: 
  • Cheque book issuance 
  • Over the counter transactions 

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