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 Platinum Credit Card

 Albilad Credit Card – Platinum

17-07-2025

Enjoy the lifestyle privileges with the Platinum credit debit card from Bank Albilad!


From travel to shopping to dining and more, the Platinum credit card from Bank Albilad lets you enjoy a wide range of attractive lifestyle privileges and experiences.

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What are the Platinum credit card features? 


  • Airport VIP lounges access in many airport lounges globally with your Albilad Platinum Credit Card through Visa Airport Companion application. For more information concerning participating lounges Click here 
  • Purchase Protection: This feature provides you with the protection against the theft or accidental damage of your purchases.
  • Global Emergency Assistance Services: This feature includes the following:
- Block your account from fraudulent purchases within 30 minutes.
- Arrange for a replacement card to be sent to you within 3 working days.
- Provide for emergency cash to be collected from 270,000 locations worldwide. 
  • Extended warranty: Doubles the repair period offered by the original manufacturer ’s warranty for up to 1 year 
  • General Benefits: this includes
- Lifestyle offers and benefits
- Shopping privileges 

For more info about card features provided by Visa, click here 
*Terms and conditions apply 

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Additional features of Albilad credit cards


  • Shariah compliant card
  • Online shopping in an easy secure way.
  • Supports Apple Pay and Mada Pay.
  • Benefiting of Mukafaat Albilad loyalty Program to earn points and redeem them for exciting rewards.
  • Competitive currency exchange rate when buying in foreign currencies. 
  • Accepted at more than 30 million stores locally and worldwide.
  • Cash withdrawals at ATMs, locally and internationally.
  • SMS alerts for all transactions.
  • Payment of card dues every 50 days (accounting cycle).
  • Manage the card online through Albilad Net

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Terms and conditions 


To view the full terms and conditions Click here

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Is there any profit margin if I decided to pay the card dues in installments?


No, there's no profit margin:

Month until balance Repaid
Minimum Repayment amount
Credit card Monthly Rate
Annual Percentage Rate
1 Month
100%
0% *
0% *
  •   Month until balance Repaid and Minimum Repayment amount : Assuming that the credit limit of the card is 5000 thousand Riyals, and 400 Riyals is used, 400 Riyals will be deducted on the due day of the calendar month following the month of use ..
  • Credit card monthly Rate: it's not applicable for this product.
  • Annual Percentage Rate: it's not applicable for this product


​Cards Fees

Fees in Saudi Riyal (SR)Platinum
Issuance Fees  460
Annual Renewal Fees for Main Card425.5
Additional Card Issuance Fees115
Annual Fees for Additional Card115
Re-issuance Fees17.25
Cash Withdrawal Fees from ATM3% of the transaction amount plus VAT, up to a maximum of 23 SR
Cash transfer from card to current accountFree
Recharging digital wallet Free
Fees of replacement - Additional Account Statement23
Balance inquiry via ATM1.72
Invalid objection to a transaction 28.75
International transactions Fees1.15% of the transaction amount plus VAT
Use credit card locally via point-of-sale devices or online purchases.Free



*All Fees are VAT exclusive


 

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All Rights Reserved © 2025 Bank Albilad is a Saudi joint stock company, with National Unified No. 7001473102, Head Office: Al Mutamarat 8229, Building No 2, RIYADH 3952 - 12711, KSA. Under monitoring and supervision of Saudi Central Bank and licensed by Royal decree 48/M on 1425/9/21H (4/11/2004 G).


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