Platinum Credit Card

Albilad Credit Card – Platinum


​Last update on 19-08-2020

Enjoy the lifestyle privileges with the Platinum credit debit card from Bank Albilad!


From travel to shopping to dining and more, the Platinum credit card from Bank Albilad lets you enjoy a wide range of attractive lifestyle privileges and experiences.


What are the Platinum credit card features? 


  • Airport VIP lounges access: Experience the luxuries life with Airport VIP lounges access at 25 airport lounges globally through Dragonpass.  For more information click here 
  • Purchase Protection: This feature provides you with the protection against the theft or accidental damage of your purchases.
  • Global Emergency Assistance Services: This feature includes the following:
- Block your account from fraudulent purchases within 30 minutes.
- Arrange for a replacement card to be sent to you within 3 working days.
- Provide for emergency cash to be collected from 270,000 locations worldwide.
  • Extended warranty: Doubles the repair period offered by the original manufacturer ’s warranty for up to 1 year
  • General Benefits: this includes
- Lifestyle offers and benefits
- Shopping privileges

For more info about card features provided by Visa, click here 
*Terms and conditions apply 

Additional features of Albilad credit cards


  • Shariah compliant card
  • Online shopping in an easy secure way.
  • Supports Apple Pay and Mada Pay.
  • Benefiting of Mukafaat Albilad loyalty Program to earn points and redeem them for exciting rewards.
  • Competitive currency exchange rate when buying in foreign currencies. 
  • Accepted at more than 30 million stores locally and worldwide.
  • Cash withdrawals at ATMs, locally and internationally.
  • SMS alerts for all transactions.
  • Payment of card dues every 50 days (accounting cycle).
  • Manage the card online through Albilad Net

Terms and conditions 


To view the full terms and conditions click here 


Is there any profit margin if I decided to pay the card dues in installments?


No, there's no profit margin:

Month until balance Repaid
Minimum Repayment amount
Credit card Monthly Rate
Annual Percentage Rate
1 Month
100%
0% *
0% *
  •   Month until balance Repaid and Minimum Repayment amount : Assuming that the credit limit of the card is 5000 thousand Riyals, and 400 Riyals is used, 400 Riyals will be deducted on the due day of the calendar month following the month of use ..
  • Credit card monthly Rate: it's not applicable for this product.
  • Annual Percentage Rate: it's not applicable for this product


​Cards Fees


Issuance fees
SAR 400
Annual fee
SAR 400
Supplementary card fee
SAR 100
Lost card delivery fee (local)
SAR 100
Lost card delivery fee (international)
SAR 250
Cash withdrawal ON-US
SAR 20
Cash withdrawal
SAR 20
Card statement 
SAR 20
Claim objection
SAR 50
OIF 1.15%

*All Fees are VAT exclusive




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